• Every policy rating will change, even if you are in the "preferred" program.
• You will receive letters regarding how your policy may be affected as early as this month, you may have already gotten something.
• Renewal policies will be affected starting April 2022. If your policy renews before April 2022, it will still be under the old program.
• Elevation certificates will no longer be required, as other technologies will be taking their place. But if a client has one it can be used if it is beneficial.
• Once your renewal policy comes you will see a change in premium, there is no way to know what that will be until it happens.
• Private Flood Policies (those not underwritten by the NFIP) should not be affected in the short term, but changes may occur as this change develops.
• Your agent is your point of contact for all things flood insurance.

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As usual, if you have any questions or concerns regarding this change or how it will affect you, reach out to our Account Management Team at 281-681-0331 - Opt: 2 then Opt: 5. You can also email clientrequests@thegibraltargrp.com or utilize one of our contact forms on this site.